finance now available
Spread the cost of your new flooring
Flooring is one of those purchases that arrives all at once. We understand some customers would rather spread the cost than pay in full up front, so we have partnered with established credit brokers Ideal4Finance to make monthly payments an option. All finance is subject to the lender's assessment.
Banks Flooring Solutions Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status.
Finance Options
Always subject to the lender's assessment.
- 0% APR finance for 12 months
- 9.9% APR finance over 36 months
- 11.9% APR finance for 60 months
- 12.9% APR finance for 48 and 120 months
A deposit might be payable, and we will agree this with you before you begin your application. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
how it works
The flooring comes first, the finance follows
We quote for the work before anything else, so you know the actual figure before deciding how you want to pay for it. Here is what happens from there.
01
Get a quote for the flooring
Tell us about the space and what the floor needs to cope with. We put together a free no obligation estimate so you are working from a real figure rather than an approximation.
02
Agree the deposit
A deposit might be payable depending on the agreement. We will agree this with you before you begin your application rather than raising it partway through the process.
03
Apply through Ideal4Finance
Once you are happy with the specification and the price, you can begin the application. Ideal4Finance handle it from there as the credit broker, and their team is available Monday to Friday between 9am and 5pm.
04
Book the installation
If the application is approved, we schedule the work as we would with any other job. All finance is subject to status and to the lender's assessment.
representative example
A £5,000 purchase made over 5 years
- Deposit25% / £1,250
- Total credit£3,750
- Finance rate11.9% APR fixed
- Term60 months
- Monthly repayments£83.23
- Total interest payable£1,243.80
- Total amount payable£4,993.64
The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term. Finance available subject to status.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
What Our Clients Say
Trusted by businesses across the North West.
Very speedy efficient service from start to finish. We are very happy with our new Community Centre flooring. This company was the only one to come out and measure up themselves. Their quote was not the cheapest but neither was it the most expensive. They suggested the best flooring for heavy duty use, took up the old flooring and disposed of it and laid the new flooring in a day using quick drying scree. Thank you !
Euxton Community Centre
Commercial flooring project, Euxton
4.9 Google Reviews
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